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Intercontinent Bank
Effective Date: 02/04/2021
Last Updated: 21/11/2025
Intercontinent Bank (“we,” “our,” or “us”) is committed to safeguarding the privacy, confidentiality, and security of personal data entrusted to us. This Privacy Policy explains how we collect, use, store, disclose, and protect your information when you access or use our website, mobile applications, and financial services (collectively, the “Services”).
This policy applies globally to all users, regardless of jurisdiction, and is designed to align with widely recognized international data protection standards and regulatory expectations.
By accessing or using our Services, you acknowledge that you have read and understood this Privacy Policy.
We may collect and process the following categories of personal data:
Full name, date of birth, gender, nationality
Contact information (email address, telephone number, residential address)
Identification data (government-issued ID, passport, national ID numbers, tax identification numbers)
Financial information (bank account details, transaction records, payment data)
Employment, income, and financial status information
IP address and geolocation data
Device identifiers and operating system
Browser type and configuration
Login credentials and authentication data
Usage patterns, preferences, and interaction data
Where permitted by applicable law, we may process sensitive personal data such as:
Biometric identifiers (e.g., facial recognition, fingerprints)
Identity verification data
Information required for fraud detection and regulatory compliance
We process your information for legitimate business and regulatory purposes, including:
Providing, maintaining, and improving our Services
Verifying your identity and conducting due diligence (KYC/AML compliance)
Processing transactions and managing accounts
Detecting, preventing, and investigating fraud, cyber threats, and financial crimes
Communicating with you regarding your account, updates, and service notifications
Personalizing and enhancing user experience
Conducting analytics, research, and product development
Complying with legal, regulatory, and supervisory obligations
We rely on one or more of the following legal bases to process personal data:
Your explicit or implied consent
Performance of a contract with you
Compliance with legal and regulatory obligations
Protection of vital interests
Legitimate business interests, provided such interests are not overridden by your rights
We may disclose your information to:
Regulatory authorities, central banks, and supervisory bodies
Law enforcement agencies and judicial authorities
Financial institutions, payment networks, and clearing systems
Credit bureaus and fraud prevention organizations
Third-party service providers (including cloud storage, IT infrastructure, analytics, and security providers)
Professional advisors (legal, audit, compliance)
All third parties are required to implement appropriate safeguards and maintain confidentiality.
Your personal data may be transferred to, stored, and processed in countries outside your country of residence. Where such transfers occur, we implement appropriate safeguards, including:
Standard contractual clauses
Data transfer agreements
Adequacy decisions (where applicable)
Technical and organizational security controls
We retain personal data only for as long as necessary to:
Fulfill the purposes outlined in this Privacy Policy
Meet legal, accounting, and regulatory requirements
Resolve disputes and enforce contractual rights
Retention periods may vary depending on the nature of the data and applicable laws.
We employ industry-standard technical and organizational measures to protect your data, including:
End-to-end encryption and secure communication protocols
Access controls and identity management systems
Continuous monitoring, logging, and threat detection
Periodic vulnerability assessments and penetration testing
While we strive to protect your information, no method of transmission or storage is completely secure.
Subject to applicable law, you may have the following rights:
Right to access your personal data
Right to rectify inaccurate or incomplete data
Right to erase personal data (“right to be forgotten”)
Right to restrict or object to processing
Right to data portability
Right to withdraw consent at any time
Right to lodge complaints with relevant supervisory authorities
Requests may be submitted using the contact details below.
We use cookies and similar technologies to:
Ensure proper functionality of our Services
Analyze usage and performance
Personalize content and advertisements
You may control or disable cookies through your browser settings; however, this may affect functionality.
We may use automated systems, including algorithms and artificial intelligence, to:
Assess risk and detect fraud
Monitor transactions
Improve service delivery
Where legally required, you may request human intervention or challenge automated decisions.
Our Services are not intended for individuals under the age of 18 (or the applicable age of majority in your jurisdiction). We do not knowingly collect personal data from minors without appropriate authorization.
We may update this Privacy Policy periodically. Updates will be published on our website with a revised effective date. Continued use of the Services constitutes acceptance of the updated policy.
For inquiries, complaints, or requests regarding this Privacy Policy, please contact:
Intercontinent Bank
Email: contact@intercontinentbanking.com
This Privacy Policy shall be governed by and interpreted in accordance with applicable laws and regulations of the jurisdictions in which Intercontinent Bank operates, without prejudice to any mandatory rights afforded to data subjects under local laws.
By using our Services, you consent to the collection and use of your information as described in this Privacy Policy.